Buy Now.Pay Later.

What isFour?

Four is a Buy Now, Pay Later app that lets you split any online purchase into 4 easy payments, made every two weeks. Download the app, get your one-time virtual card, and shop at hundreds of your favorite online retailers — all from one place. Manage your orders, track your payment schedule, and stay on budget with helpful reminders.

See how it works ➔
4 Easy
Payments
No Credit Check
Impact
Shop in App
Pay in Four

Why ShoppersChoose Four

4 Easy Payments

Split your purchases into 4 easy payments with clear schedules — you always know what's due and when.

No Credit Check

No credit check, no credit impact — get approved and start shopping right away.

One App for Everything

Browse hundreds of online stores, track orders, and manage your payments — all in one place.

Quick & Easy Signup

Get started in minutes. Download the Four app, sign up, and start shopping today.

Payment Reminders

Get notified before each payment is due so you're always on top of your schedule.

Four+

Upgrade to Four+ for access to exclusive stores, special offers, and more ways to shop online.

Enjoy Now.Pay Later.

What OurShoppers Say

"

Love that I can buy now and pay later! So much fun. I'll never miss a sale again!

"

I started doing a lot of budgeting and this is helping me keep track and stay in my budget! Thank you!

"

Four has made my online buying experience that much easier!

"

Such a good option to buy now and pay later, it was a seamless checkout process.