Please read this Acceptable Use Policy (the “A.U.P.”) carefully. This A.U.P. describes which activities are prohibited when using Company’s Services. We may amend this A.U.P. at any time by posting a revised version on our website. The revised version will be effective at the time it is posted. By using our website, you are consenting to the terms of this, and any revised version of this, A.U.P.

  1. Prohibited Uses: it is prohibited to use the Company’s Services for activities that:
    a. Violate any law, statute, ordinance, or regulation.
    b. Relate to transactions involving:
    i. Cigarettes, drug paraphernalia, narcotics, steroids, certain controlled substances, or other products that present a risk to consumer safety;
    ii. products that encourage, promote, facilitate or instruct others to engage in illegal activity;
    iii. stolen goods including digital and/or virtual goods;
    iv. products that promote hate, violence, racial intolerance, or the financial exploitation of a crime;
    v. items that are considered obscene;
    vi. items that infringe or violate any copyright, trademark, right of publicity or privacy or any other proprietary right under the laws of any jurisdiction;
    vii. certain sexually oriented materials or services;
    viii. ammunition, firearms, or certain firearm parts or accessories; or
    ix. certain weapons or knives regulated under applicable law.
    c. Relate to transactions which:
    i. show the personal information of third-parties in violation of applicable law and privacy policies;
    ii. support pyramid or Ponzi schemes, matrix programs, other “get rich quick” schemes, or certain multi-level marketing programs;
    iii. are associated with purchases of annuities or lottery contracts, lay-away systems, off-shore banking, or transactions to finance or refinance debts funded by a credit card;
    iv. are conducted by payment processors to collect payments on behalf of merchants;
    v. are associated with the sale of traveler’s checks or money orders;
    vi. involve currency exchanges or check cashing businesses;
    vii. involve certain credit repair, debt settlement services, credit transactions or insurance activities; or
    viii. involve offering or receiving payments for the purpose of bribery or corruption.
    d. Involve the sales of products or services identified by government agencies to have a high likelihood of being fraudulent.
  2. Activities Requiring Approval: Any business that uses the Company’s payment platform must obtain the Company’s pre-approval before accepting payment, via the Company’s platform, for the following products and services:
    a. Collecting donations as a charity or non-profit organization;
    b. The sale of jewels, precious metals, and/or stones;
    c. Acting as a money transmitter or selling stored-value cards;
    d. Selling stocks, bonds, securities, options, futures, foreign exchange, or an investment interest in any entity or property;
    e. Providing escrow services;
    f. Providing file sharing services or access to newsgroups;
    g. Selling alcoholic beverages, non-cigarette tobacco products, e-cigarettes, or prescription drugs/devices;
    h. Activities involving gambling, gaming, and/or any other activity with an entry fee and a prize, including, but not limited to casino games, sports betting, horse or greyhound racing, fantasy sports, lottery tickets, other ventures that facilitate gambling, games of skill (whether or not legally defined as gambling) and sweepstakes, if the operator and customers are located exclusively in jurisdictions where such activities are permitted by law.
    To get pre-approval for your business, please send your contact information, business website URL, and a brief business summary to support@paywithfour.com
  3. Violations Of This A.U.P.: We encourage you to report violations of this A.U.P. to the Company immediately. If you have a report on a violation or a question about whether a type of transaction may violate this A.U.P., you can email us at: support@paywithfour.com